logo
Xenia.tech

Remote - Fullstack AI-Native Engineer (Fintech)

Asia

October 14, 2026 at 6:22 AM

✨ AI summary

Location

  • Ho Chi Minh City, Vietnam

Programming Languages

  • Node.js
  • TypeScript

Frameworks

  • React.js

Databases

  • PostgreSQL

Experience Level

  • Expert-level
About the Role

We’re building financial infrastructure where a duplicated payment or a ledger that doesn’t balance is a serious incident. We need a fullstack engineer with deep backend and payments experience, who works with AI agents every day and takes full responsibility for what ships.

What You’ll Do

  • Build and own high-performance backend services in Node.js and TypeScript for payment flows, including asynchronous workflows and webhook processing
  • Integrate with external fintech APIs and handle their real-world behavior: retries, timeouts, out-of-order events, and partner downtime
  • Design idempotent payment processing and transaction handling on PostgreSQL that holds up under heavy concurrency
  • Build and maintain immutable ledger and reconciliation logic so the numbers always add up
  • Deliver the frontend for these features in React.js and TypeScript, and make system design decisions across the stack
  • Design and run AI orchestration and multi-agent workflows, including task delegation, context management, and validation of agent outputs
  • Use AI tools and agents across coding, debugging, testing, documentation, and code review
  • Verify everything AI produces before it reaches production. You own the result, whoever or whatever wrote the first draft
  • Raise blockers, risks, and unclear requirements early with the team instead of guessing
Requirements
  • Expert-level experience building high-performance backend systems with Node.js and TypeScript, including asynchronous workflows and webhook engineering
  • Hands-on experience integrating external fintech APIs in production
  • Expert knowledge of PostgreSQL transactions, isolation levels, locking, and concurrency
  • Proven experience designing idempotent payment processing
  • Strong system design skills
  • Good knowledge of financial systems: transactions, immutable ledgers, and core accounting concepts (double-entry, balances, settlement)
  • Working familiarity with BaaS, CaaS, Open Finance, and reconciliation
  • Solid frontend skills in React.js and TypeScript, able to deliver features end to end
  • Hands-on experience with AI orchestration and multi-agent workflows, including managing context across concurrent agent tasks
  • Daily, practical use of AI tools and agents, with a real example of catching an AI mistake before it shipped
  • Proficient English communicator experienced in collaborating across distributed, remote teams

Nice to Have

  • Experience with payment providers, card networks, or banking partners
  • Background in compliance-heavy environments (audit trails, PCI, KYC/AML)
  • Experience with agent context files (e.g., CLAUDE.md-style) and persistent-memory tooling for agents

  • Apply via hr@miyagami.com or DM us via Miyagami Zalo: 0905 886 456. We look forward to having further discussions with you. Thank you.