Software Engineer
North America
July 3, 2026 at 4:03 PM
✨ AI summary
Location
- United States
Languages
- Java
Experience Level
- Senior Software Engineer
About The Company
Mastercard is a leading global technology company in the payments industry, dedicated to connecting and powering an inclusive, digital economy that benefits everyone, everywhere. With a presence in over 210 countries and territories, Mastercard supports digital payment choices that are secure, simple, smart, and accessible. Our mission is to facilitate economic growth and empower individuals, businesses, and governments through innovative solutions, secure data networks, and strategic partnerships. We are committed to building a sustainable world that unlocks endless possibilities for all, driven by our core values of integrity, innovation, and inclusivity.
About The Role
The Senior Software Engineer at Mastercard plays a pivotal role in designing, developing, testing, and maintaining complex software solutions that drive our Decision Management Program (DMP). This program provides industry-leading intelligence that enables faster and smarter decision-making across the payment journey and beyond. As an experienced individual contributor, you will serve as a technical leader and mentor within your team, applying deep technical expertise to solve non-trivial problems, influence design decisions, and improve engineering practices. You will operate with a high degree of autonomy, contributing across the entire software development lifecycle, from conceptualization to deployment and maintenance.
In this role, you will collaborate closely with product managers, operations teams, and other stakeholders to ensure the delivery of high-quality software solutions that enhance customer experience, optimize operational efficiency, and support Mastercard’s strategic objectives. You will also be responsible for driving adoption of technology standards, reviewing code and automation work, and mentoring less experienced team members to foster a culture of continuous improvement and technical excellence.
Qualifications
The ideal candidate will possess a strong background in software development, with extensive experience across multiple programming languages, particularly Java. A bachelor’s degree in Computer Science or a related field is required, along with proven success in delivering high-quality software projects. Experience with AI, performance tuning, automation, and application lifecycle management tools is highly desirable. Candidates should demonstrate excellent communication skills, a proactive attitude, and a passion for continuous learning and challenging opportunities. Strong decision-making skills, a collaborative mindset, and the ability to work independently under pressure are essential for success in this role.
Responsibilities
Mastercard offers a comprehensive benefits package designed to support the health, well-being, and professional growth of our employees. Full-time employees are eligible for medical, dental, vision, and prescription drug insurance, along with disability and life insurance coverage. We also provide flexible spending accounts, health savings accounts, and paid leaves including parental leave, bereavement leave, and paid sick and safe time. Employees enjoy vacation days, personal days, and observed holidays, along with a 401(k) plan with a competitive company match. Additional benefits may include tuition reimbursement, fitness reimbursement or on-site fitness facilities, and opportunities for career development and advancement.
Equal Opportunity
Mastercard is an equal opportunity employer committed to creating a diverse and inclusive work environment. We consider applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disability, veteran status, or any other characteristic protected by law. We believe in hiring the most qualified candidates and fostering a workplace where everyone feels valued and empowered. Candidates requiring accommodations during the application or interview process are encouraged to contact us, and we will provide appropriate support to ensure an accessible and equitable hiring experience.
Mastercard is a leading global technology company in the payments industry, dedicated to connecting and powering an inclusive, digital economy that benefits everyone, everywhere. With a presence in over 210 countries and territories, Mastercard supports digital payment choices that are secure, simple, smart, and accessible. Our mission is to facilitate economic growth and empower individuals, businesses, and governments through innovative solutions, secure data networks, and strategic partnerships. We are committed to building a sustainable world that unlocks endless possibilities for all, driven by our core values of integrity, innovation, and inclusivity.
About The Role
The Senior Software Engineer at Mastercard plays a pivotal role in designing, developing, testing, and maintaining complex software solutions that drive our Decision Management Program (DMP). This program provides industry-leading intelligence that enables faster and smarter decision-making across the payment journey and beyond. As an experienced individual contributor, you will serve as a technical leader and mentor within your team, applying deep technical expertise to solve non-trivial problems, influence design decisions, and improve engineering practices. You will operate with a high degree of autonomy, contributing across the entire software development lifecycle, from conceptualization to deployment and maintenance.
In this role, you will collaborate closely with product managers, operations teams, and other stakeholders to ensure the delivery of high-quality software solutions that enhance customer experience, optimize operational efficiency, and support Mastercard’s strategic objectives. You will also be responsible for driving adoption of technology standards, reviewing code and automation work, and mentoring less experienced team members to foster a culture of continuous improvement and technical excellence.
Qualifications
The ideal candidate will possess a strong background in software development, with extensive experience across multiple programming languages, particularly Java. A bachelor’s degree in Computer Science or a related field is required, along with proven success in delivering high-quality software projects. Experience with AI, performance tuning, automation, and application lifecycle management tools is highly desirable. Candidates should demonstrate excellent communication skills, a proactive attitude, and a passion for continuous learning and challenging opportunities. Strong decision-making skills, a collaborative mindset, and the ability to work independently under pressure are essential for success in this role.
Responsibilities
- Own end-to-end software delivery tasks, including code development, testing, deployment, release, configuration, and documentation at the application and component levels.
- Troubleshoot and refactor existing code to ensure exceptional quality and performance.
- Adopt and implement new programming languages and architectural patterns as needed for project requirements.
- Participate actively in agile processes, contribute to prioritization, and collaborate effectively with team members and stakeholders.
- Automate build, operational, and runtime aspects of software to improve efficiency and reliability.
- Drive technical discussions around code design, system architecture, and process improvements.
- Focus on integrating services that enhance the customer journey and overall experience.
- Engage in demos and acceptance discussions with product owners to ensure alignment and satisfaction.
- Develop a comprehensive understanding of the technical architecture and system dependencies.
- Promote and uphold technology standards, review team members’ code, and ensure quality automation practices.
- Mentor and guide less experienced engineers, fostering a culture of knowledge sharing and continuous improvement.
- Identify opportunities for process enhancements, waste reduction, and productivity gains.
- Share best practices and reusable patterns within the team to drive efficiency and innovation.
Mastercard offers a comprehensive benefits package designed to support the health, well-being, and professional growth of our employees. Full-time employees are eligible for medical, dental, vision, and prescription drug insurance, along with disability and life insurance coverage. We also provide flexible spending accounts, health savings accounts, and paid leaves including parental leave, bereavement leave, and paid sick and safe time. Employees enjoy vacation days, personal days, and observed holidays, along with a 401(k) plan with a competitive company match. Additional benefits may include tuition reimbursement, fitness reimbursement or on-site fitness facilities, and opportunities for career development and advancement.
Equal Opportunity
Mastercard is an equal opportunity employer committed to creating a diverse and inclusive work environment. We consider applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disability, veteran status, or any other characteristic protected by law. We believe in hiring the most qualified candidates and fostering a workplace where everyone feels valued and empowered. Candidates requiring accommodations during the application or interview process are encouraged to contact us, and we will provide appropriate support to ensure an accessible and equitable hiring experience.